In this day and age, particularly with technology, dishonest people are using more sophisticated means to access your personal information. You may or may not know someone who has experienced this problem but with a stolen identity, people can do all kinds of things like apply for loans or welfare benefits in your name or access and use your savings or credit cards. Any of those things could cause enormous stress, cost a lot of money that may never be recovered and play havoc with credit ratings but there are some very simple steps that I try to take to safeguard my … read more